I am Karesia Thomas (or Kay) at Students Counseling Center; www.studentscounselingcenter.com we would like to enroll your Federal Student loans in a forgiveness plan; offered thru the Department of Education as the Wm. D. Ford Acthttps://myeddebt.ed.gov/borrower/; Healthcare and Education Reconciliation Act of 2010. Call me at (424) 334-5659 anytime. The programs pay your interest for at least the first 3 years and give you forgiveness; and forgive principal and Interest at the end of the term.