So I’ve been getting those calls from those robocallers about my car’s “extended warranty” despite paying off my car earlier this year and the purchase being made well close to 3 years ago. I guess my question is this: is it a scam or just an annoying person attempting to get cash out of me for a “warranty” that is worth only the paper it is printed on? Because if it is a scam I got a lot of numbers from my phone’s block list. You block one of them and then two or three weeks later you get another call about the same thing. An explanation of how this thing all works would help me understand why I keep getting called from these annoying asshats and if you have a suggestion to get off whatever list they’re pulling me from that too would be appreciated.
@phillych3zst3ak#169096 Usually, these are companies in the US either directly robocalling you or sometimes with the help of a call center in the Phillippines. They have usually registered companies and not a full scam. They do provide a warranty, but as you said, usually it’s expensive and does not cover most stuff, it’s just worth the paper it’s printed on. Moreover, they all use deceptive advertising techniques, be it printed letters and postcards, imitating the style of authorities and using misleading wording like “IMPORTANT!” to create false urgency. Sending out postcards in the mail itself is not illegal so there’s nothing we can do apart from reporting them to the AG of your state.
What is illegal though are the unwanted phone calls, especially if your number is listed on the National Do-Not-Call-list (https://www.donotcall.gov/). If they called you despite being on there, they are breaking a law called the Telephone Consumer Protection Act (TCPA) and you are eligible for a compensation of $1,500 per violation aka call. Normally, you’d have to sue them but what you can do instead is you litigate with them outside of the court. You offer them a settlement, they have to pay you and you don’t sue them instead.
Try to find out who they are. Collect as much information and proof as possible, e.g. time and date of their calls, their callerID, the agents' names. Try to get a call-back number, their email address, their website, their company name. You might wanna pretend that you're interested in their plan and go as far as possible with them without paying them actually. Get them to send you an offer via email. If you have their true identity, you can write them a letter/email, and then their lawyer should contact you back for negotiations. **I've actually done that in another case and I've earned $750 that way. **
If you have enough evidence and proof for their robocalls and their identity, contact me and I'll help you out further if you want. My email is [email protected]
@NeeP#169105 thank you for explaining this in detail. I guess I can assume that these people are using whatever list they got from my dealership when I actually purchased my car, but that’s neither here nor there at this point. I did go through that link you provided and I registered my number way back in 2014 for the Do Not Call list. I’ll see if I can gather more information about them. I have at least, or at least close to, 30 unsolicited calls from someone about extended warranty calls if my current block list in my phone is anything to go by.