Not quite a 419 Scam. This was in my spam folder of a garbage email I use for garbage stuff. Think its safe to bait them from a proton mail email?
TL/DR: I'll let you know up front before you read in case you don't want to. It almost reads like an IRS script but they are claiming it's an unpaid payday loan. There is no name or any other identifying information in the email anywhere so they aren't even saying who they are suing. It even says I have been found to be a genuine person, lol. Anyway it's a bunch of scare tactics to try to get a response to the email since there isn't any phone number or other contact information. Just not sure if its baitable or not and don't want them to get any real info. Any advice on how or if to proceed would be appreciated. Thanks.
Email as follows:
LEGAL NOTICE
LAWSUIT COURT CASE FILE NO: # CA07 -25062010-TX-ACE-007
CASE FILE TRANSFER TODAY ACT-811 (15 USC1692I)
LAWSUIT COST - $3526.65 (INCLUDING ATTORNEY FEE/COURT FEE/ALL TAXES)
LAST DATE TO FILE LAWSUIT – AUGUEST 1ST 2018
LOAN INFORMATION
CASE FILE NUMBER: CA07 -25062010-TX-ACE-007
TOTAL AMOUNT - $926.12
CREDITOR: ACE CASH SERVICES
SETTLEMENT AMOUNT - $325.00 BY TODAY
This is in reference to account with ACS is in Final debt Collections according to our records your outstanding balance was $926.64 We are going to file a lawsuit in next 48 hours at United States District Court Docket no: CA07 -25062010-TX-ACE-007 Acs Payday Services Company in order to notify you we were not able to get hold of your case file any more. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.. We regret that if we do not receive your response within the next 24 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3526.65
Please let us know what your intention is by today so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. And our company (Acs Inc) has authorized us to recover the full amount due to them as we put your SSN into our national checking database system, we found that you have been never charged for a fraud activity & that is the reason court has decided to give you a chance to take care of this issue outside the court without having a report on your credit history and ssn. , If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3526.65
If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $926.00 to $325.00 One-time final SETTLEMENT AMOUNT for TODAY Once you will have full & final receipt once you will make the payment ACS collection department we can send you settlement letter along with transaction ID stating that your account has been closed with zero balance for your record purpose. Once you will make the payment we will update your credit report as a good customer and there is no bad remark on your credit report
NOTE- We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.
NOTE : The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.
We do hope that you will work out with this offer. Or, else we won't be able to help you out. You can avoid this by taking care of this now. Do revert back if you want to get rid of these legal consequences and want to make the settlement amount or else the case will be downloaded against you next week. And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
This email is to inform you that now you are directly contacted with accounts department of Ace and we are handling your case file so it is our request to you has to make the payment directly to accounts department.
We are talking about the creditor Ace Inc. ACS is the mother company which owns & operates more than 350 parental payday loan websites CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, PERSONAL CASH ADVANCE, RAPID CASH, CASH AMERICA PAYDAY ADVANCE, SONIC PAYDAY, SPEEDY CASH CHECK CASH LOAN, EGG LOANS, QUICK PAYDAY, PERSONAL CASH ADVANCE, ALLIED CASH, SUPER PAWN, CHECK INTO CASH, CHECK SMART, CASH AMERICA NET, CASH AMERICA etc. And you have used CASH NET USA get this loan approved. as a user of the products and/or services offered by a Cash Advance Related Company. You will have full & final receipt once you will make the payment as far as name of lender that is through one of our online website as we are working with 100 different websites of ACS along with transaction ID stating that your account has been closed with zero balance for your record purpose.
This is our final notification to you as we found you to be a genuine person as told you before. If failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORTAS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 12 hours of the date on this letter,
NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $3526.65
NOTE 2: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed.
This is our last warning to you; kindly update us ASAP so that we can proceed. Do update us with your intention that you want to resolve this case or you want to dispute. If you don't take this matter seriously then we will have no options rather than filling case against you for the lawsuit cost of $3526.65 in the courthouse.
Kindly Co-operate with us so that we can close this case file outside the courthouse ASAP. Once this case file is downloaded we won't able to help you out.
Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $325.00 so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this which is named and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $3526.65
KINDLY LET US KNOW IF YOU ARE WILLING TO RESOLVE THIS CASE SO THAT WE CAN OFFER YOU THE SETTLEMENT AMOUNT AND IF NOT THAN WE HAVE TO DOWNLOAD THIS CASE FORCEFULLY AGAINST YOU INTO THE COURT HOUSE AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL
REPLY EMAIL BACK IMMEDIATELY WITH YOUR FINAL ANSWER SO I CAN MOVE ON FURTHER ON THE BASIS OF YOUR ANSWER.
UNITED STATES OF ATTORNEY & ATTORNEY GENERAL USA
COPYRIGHT © 2006 ACS | PRIVACY | TERMS OF USE
THANK YOU FOR BEING OUR CUSTOMER.
Best Regards,
James Smith (sr. investigation officer collections department)
Ace Case Services.
United States.
Oakland, CA . Ace Collections & Legal Department
ACS LEGAL | Privacy | Terms of use
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