Indian scammer answers as Credence resources loans
She keeps hanging up on me. Apparently they’re calling people and leaving messages. Roslyn White doesn’t seem to like me.
Long time loan scammer. Many victims.
Credence Resources fake
Messed with them for 5 calls now there not picking up!
Just played loud earrape into the phone! They are mad XD
Claiming to be a debt collection agency. Told me the key us law that train on his Hippa. lol
Credence Resource Management is a debt collector in Dallas which I’m pretty sure does not have an Indian call center
@ProlapsePanda#189243 welcome aboard 
missed a call from them (833) 955-4530
Someone called back (833) 955-4516 Indian ccent
Creedence resource management is a dubious low life Indian company hiding behind an LLC which I’ve had my eye on for a very long time.
They are predators who buy telecommunications, utility, and healthcare debts and invent plenty of other debts that don’t exist once they have personal details of a lot of innocent citizens who have already discharged these debts.
They robocall on A LOT of numbers every day making threats to people to pay up or else. They are notorious for harassing people, making dozens of calls daily from spoofed numbers, hoping to avoid detection and people answering on these fake numbers not associated with them.
This is one instance of them using one of their actual numbers very recently
Credence Resource Management has an accredited profile with the BBB. They currently pay for a rating of “B” due to the 1200+ complaints filed against them. Customers rate them 1.06 out of 5 stars.
Due to the excessive volume of customer complaints against the company, the BBB has published only about 25% of them. Most complaints are from consumers who have found adverse information about overdue debts on their credit reports despite not receiving any prior communication from the company.
Other consumers cite a high volume of calls from Credence Resource Management, often from spoofed numbers they don’t recognize. Other consumers complain that the company refuses to validate their debts, despite reporting them to the credit bureaus.
Below is an example of a real complaint against Credence Resource Management, taken from its BBB profile:
“My son had a seizure on December 21, 2022. He was taken to the hospital. The ambulance company sent us straight to a collections company without contacting us. The collection company said we owed $1,192.11. I contacted the ambulance company to run our insurance. After they ran it, Credence Resource Management said that we still owed $700. They said they would let us resolve the debt for $566, which I paid. I called my insurance the next day and they said I wasn’t supposed to pay anything. I called credence and told them to refund me. They said that if they refund me I would still owe the money. I told them to refund me anyway. They said they would refund me in 7-10 days, but they didn’t, so I called again. They said I would get the refund in 21 days. At this point I do not believe them. I would not have gotten my money back if I had not contacted my insurance company and found out I wasn’t supposed to pay and then contacted them and asked for a refund. I filed a dispute with my credit company.”
There is a non stop procession of this sort of fake debt Credence Resource Management demands people to pay and is a clear violation of the Fair Debt Collection Practices Act (FDCPA), as the company is collecting an invalid debt and failing to verify it.
Multiple law firms offer to sue this company as a staple of their daily law practice business, due to Creedence having the habit of inventing debts out of debts already paid in full.
Why does unethical and illegal behavior from an Indian company not surprise me in the slightest. Why be honest and legitimate, when illegal and dishonest makes the income and bank balances much more attractive.
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Personally, I always like to take the “or else” option and make people very nervous for their lives, it’s a lot of fun and makes people change their outlook on life very rapidly. It sorts the wannabe’s and pretenders out very quickly and the majority debt collectors are wannabe tough guys who tend to ball up in the fetal position when you demand they do so.
Unfortunately there’s a seemingly endless amount of these wannabe Al Capone mobsters making idle threats to a lot of innocent people every day.
These clowns are child’s play to track their numbers down
Places who have a truckload of numbers only have them to try to fly under the radar and stay undetected with the volume of calls they make.
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I also found an interesting fact regarding this operation
In a 12 month period around 2015 alone, Credence was named as a defendant in Federal District Circuit courts numerous times. On the eastern section of circuits, Credence was sued 24 times. In the central section of the country, Credence Resource Management was named as a defendant 18 times. In the western 9th Circuit, they were named in 16 federal lawsuits
That doesn’t count all of the lower state courts which see even more litigation
The primary reasons relate to illegal harassment and robocalling with automatic dialers with prerecorded voice messages that repeatedly dial the wrong person claiming debts that are not owed.
They routinely violate the TCPA by placing non emergency telephone calls to consumers’ cellular telephone numbers by using an automatic telephone dialing system or an artificial or pre recorded voice, without the prior express consent of the consumer, in that Defendant routinely dials wrong or reassigned telephone numbers that do not belong to the intended recipients of the calls.
Section 1692d of the FDCPA provides, in pertinent part:- A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt."
Upon information and good faith belief. Defendant routinely violates 15U.S.C. 1692d by engaging in conduct the natural consequence of which is to harass, oppress, or abuse consumers in connection with the collection of debts, in that it attempts to collect debts by repeatedly dialing the wrong person.
They continue this pattern of robocalling and harassing people to this day, in hopes people pay them to make the harassment cease.
Lowlife fuckers that would be on the receiving end of an extensive face and head panel beating just for laughs and to see the fear of god in the faces of these truly weak trouser stains.