RESPONSE FROM [email protected]:
Find attached the urgent BUSINESS PROPOSAL. I await your correspondence.
Mrs. Rohazlina Mohamed Hussaini.
(Chief Operating Officer)
From: Rohazlina Mohamed Hussaini.
Chief Operating Officer
Email: [email protected]
Below is the Business Plan,
Thanks for responding to my email. This will be a personal email directed
to you and for your consideration alone, I request that it remain and be
treated as such. Let me use this medium to introduce myself to you.
I am Rohazlina Mohamed Hussaini, and Chief Operating Officer/Head
of commercial banking with one of the HSBC branches here
in Sarawak, Malaysia. As a banker, I am aware of the various atrocities
propagated over the Internet but please this is not such. I am only
contacting you in desperation out of the reality of the circumstances and
dilemma that I find myself in. I was the personal account officer and also,
acquaintance to a certain customer of my bank (HSBC, here in Malaysia)
who was an independent oil contractor here in Malaysia, but died in the
tsunami of 26th December 2004 in Indonesia. He and his entire family
were killed in that disaster that shook the world. He operated a
Domiciliary Investment Account with the private banking division of
HSBC and that account was one of numerous accounts assigned to me.
The balance in the account was $ 26.5M Million USD when he died but
accrued interest over the past years to a little over $ 28.2 Million USD in
the last quarter of 2014. Before I continue, let me sensitize you with one
law in the Malaysian banking act. It stipulates that any such funds owned
by a deceased customer in the banking system must be brought to the
notice of the Government and subsequently taken over by the
Government if at the expiration of 10 years no valid beneficiary or next
of kin applies for claim of such funds. The next of kin to the account was
his eldest daughter as his wife died of cancer several years ago and he did
not re-marry. The most tragic part of it all is that he died along with his
entire family (i.e. that same daughter listed as his next of kin and two
As the relationship officer to the deceased customer, my Bank appointed
me to oversee that a relative of his that can qualify as next of kin is
appointed so that they can take over the funds as inheritance. So, since
the death of the deceased customer, I have written several letters to his
Address, relatives address, with the intent to trace and locate any of his
extended relatives to whom shall be bestowed upon as claimants /
beneficiaries of his abandoned personal funds in the custody of my bank,
but all such efforts have been to no avail. So this was the situation with
the deceased customer who coincidentally happens to share similar
details with you.
This is why I am reaching out to you so desperately, because the funds
were to be taken over by the Government as prescribed in the banking act
due to our inability to get a next of kin for the deceased account by the
Government. I had to initiate a transfer of the entire funds in the account
and retire it before it became too late. This became necessary as the fund
in the deceased account was almost due for scheduling as unclaimed
inheritance to the offices of the Malaysian Government, as funds from an
unclaimed estate. So I had to make a closure on the deceased account and
subsequently transferred the entire sum therein to a number account in the
private banking arm of Alliance Bank (AB) also here in Malaysia because
the foreclosure and eventual remittance of the funds to the Malaysian
Government was then due in a matter of weeks. If I had not done that, the
funds would have become the Government’s funds. I could not just sit
and watch as all they would have used the money for is to fund
unnecessary wars and their unnecessarily large cabinets.
I saved the situation with that action of transferring that fund out of my
Bank system to the number account (It’s a secret account that uses only
numbers and not names) in Alliance Private bank that I set up for this
reason. It’s a very common type of account in Swiss Banking. I did all
these because there was still no valid beneficiary or next of kin to the
funds. After I had the funds transferred from my bank, I went into
extensive research to look for at least any relative to the deceased but still
there was just no lead. I even had to employ the services of a private
investigator and the result was the same as before; no trace of Kin.
Now another problem has arisen although I expected it. Alliance Bank
(AB) sent me a notice last week that a beneficiary has not yet applied for
the transfer of $28.2 million USD in their custody. They wrote that they
are obligated to reverse the transfer if no beneficiary applies for the funds
within the next 21 days. I cannot afford to let this happen as the funds
will come back to my bank and be declared as profit at the end of the
This now brings us to what I desperately needed you for, as you should
have begun by now to put together the general direction of what I now
propose. I NEED YOU TO APPLY FOR THE FUNDS with Alliance
Bank (AB)! I will arrange all the paperwork including probate and give
you all the information you will need including the transfer control keys
which proves to Alliance Bank (AB) that you are indeed the beneficiary
to the transfer. I assure you that we can have the entire $28.2 million
USD to your name within the next 72 banking hours if you’ll grant your
consent to this project and follow my instructions to the letter.
There is entirely no risk to you and me in this project as it’s already a
concluded matter at my bank. All that’s remaining for me to do is write a
report that I was able to get a valid next of kin (which shall be you) for
the funds and backing it up with a letter of probate from the Royal Court
Upon the receipt of your reply, I will send you by E-mail the next step to
facilitate this transaction in the shortest possible time. I will not fail to
bring to your notice that this proposal shall be entirely hitch-free and
legally conducted. You should not entertain any fears as the required
arrangements have been planned by me for the completion of this project.
If you choose to do this with me, I propose that equal shares of the fund
between us, that means 50/50 percent shall be shared between us in equal
ratios for this deal.
Please bear in mind that if you do not do this project with me, the funds
will be returned to my Bank and there will never be any mention of the
name of the deceased customer and that of his family. You should not
entertain any fears as the required arrangements have been planned by me
for the completion of this project, so what I need from you now in your
reply email are:
 Your Names in Full:
 Your Current residential Address:
 Your Working Mobile/Tel Number:
I need to harmonize them with my records. PLEASE SEND THEM
IMMEDIATELY YOU GET THIS EMAIL.
I am aware of the consequences of this proposal. I ask that if you find no
interest in this project, please kindly discard this mail. I ask that you do
not be vindictive and destructive. If my offer is of no appeal to you,
delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. Once I get the above
information from you, I will also send you my identity so that you will
know whom you are transacting with.
You may not know this but people like me in this kind of situation have
made tidy sums out of comparable situations like this and they run the
whole private banking sector. I am not a criminal and what I do, I do not
find against good conscience, this may be hard for you to understand, but
the dynamics of my industry dictates that I make this move. Such
opportunities only come once in a lifetime, I cannot let this chance pass
me by, for once I find myself in total control of my destiny. I ask that you
do not destroy my chance, if you will not work with me let me know and
let me move on with my life but do not destroy me. I am a family woman
and this is an opportunity to provide them with new opportunities.
There is a reward for this project and it is a task well worth undertaking. I
have evaluated the risks and the only risk I have here is from you refusing
to work with me and alerting my bank. I am the only one who knows of
this situation, good fortune has blessed you with a name that has planted
you into the center of relevance in my life. Let’s share the blessing. If you
find yourself able to work with me, contact me through this same email
account if you give me positive signals. I will initiate this process towards
a conclusion, and I wish to inform you that you should contact me via
official channels; … I will deny knowing you and about this project. I
repeat, I do not want you contacting me through my official phone lines
nor do I want you contacting me through my official email account.
Contact me only through the numbers I will provide for you and also
through this email address. I do not want any direct link between you and
me. My official lines are not secure lines as they are periodically
monitored to assess our level of customer care in line with our Total
Quality Management Policy.
Please observe this instruction religiously, again note I am a family
woman; I have a Husband and children’s I send you this mail not without
a measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never
come easy or on a platter of gold. This is the one truth I have learnt from
my private banking clients. Do not betray my confidence. If we can be of
one accord, we should plan a meeting soon.
So all I require from you is your consent and solemn confidentiality on
this from you as it shall remain our secret forever. Deals like this take
place every day in the banking world and the reason you never hear about
them is because they never fail. The world of private banking especially
is fraught with huge rewards for those who occupy certain offices and
oversee certain portfolios. This is a one in a lifetime chance for both me
and you. Please do not fail me.
Mrs. Rohazlina Mohamed Hussaini.
(Chief Operating Officer)