Best regards (SCAM)

ModsHacksNCracks · 7. November 2022, 18:23

Email sender: John Thomas Kofi [email protected]
Email title: Best regards
Body: My name is Mr. John Thomas, I am a branch manager of a financial
institution. I am writing to solicit your assistance in transferring
$14,500,000.00. This fund is the surplus from what my branch in which
I am working as a manager made as profits last year (ie 2021 fiscal
year). I have already submitted an annual report on the last 24th of
December to my head office in Accra Ghana as I have been watching it
with keen interest because they will never know this overflow in the
fund. I have since placed this $14,500,000.00 on an Escrow Coded
account with no (anonymous) beneficiary to avoid tracking.

As a bank official, I cannot be in direct contact with these funds and
therefore I am obliged to request your assistance to receive these
funds into your bank account on my behalf. I agree that 40% of this
money will be yours as a foreign partner, in connection with the
provision of a foreign account, and 60% will be mine and you will keep
it for me until I join you to participate and invest later in the
scheme in your country. I need to stress that there is practically no
risk in this.

Thanks
John Thomas

ModsHacksNCracks · 7. November 2022, 22:28

My Dear Friend,

I have received your reply and I am thankful for your willingness to partner with me in accomplishing the transfer of the US$ 14,500,000.00. Responding to your mail, I want to assure you that this project will be a very simple and quick transaction and there will be no risk and trace involved. I expect you to keep and treat this project confidential like I mentioned earlier because my bank must not know that I am directly involved in this transaction.

Be rest assured that every legal modality about this transaction has been mapped out and carefully arranged, so kindly relax your mind and let’s work together as one partner and team and I promise you will never regret knowing me. As you can see, this is an opportunity both of us cannot afford to miss, so feel free and give me your full cooperation, communicating daily to speed up the process of transfer.

In the course of last year’s (2021) year Financial Report, I discovered that my branch in which I am The Operations Manager made excess profit to the tune of Twelve Million Five Hundred Thousand dollars [$14,500,000.00] which my head office is not aware of and will never be aware of. So, these funds do not belong to any individual and there are no risks involved in claiming the funds. Therefore, I assure you that we will be both happy at the end with your full cooperation.

My contacting you is based on the fact that I cannot transfer the fund to any account linked to me here in Ghana and I must ensure that there cannot be a trace because of my position in the bank. I need a foreigner I can trust and whose bank account is capable of receiving the fund. I want to assure you that I am very honest and peaceful and I hope you are my kind of person too. I want you to declare your interest fully because you have to convince me that you are not intending to deceive me. So, I want us to work with trust. The transaction is urgent and I expect you to know that once I receive your profile, I will have to backdate the deposit in your name and effect the transfer of the fund to your account. I shall keep you informed in details of all you need to know so that you can confirm the receipt of the fund after the transfer. I want to assure you that this project is totally risk-free as long as you follow my directives and procedures promptly once we proceed.

I expect maximum co-operation from you as I await your next mail. The information I expect to receive from you include:

Your full name: …
Your occupation/position in office: …
Your date of birth: …
Marital status: …
Nationality: …
Your full contact addresses (Home/office):…
Your private telephone/fax: …

All the above information of yours will be programmed in our bank’s systems database officially as a foreign investor operating with the bank. It is my duty to ensure that you are guided in every aspect of the whole transaction which will last only 2 or 3 working days.

Immediately I receive the above details, I shall commence the process without delay. I also hope to see you in person before or after this transaction. Also, you are invited and welcome to Ghana if you wish to see me in person.

Please feel free to call me on this phone number at all times; Tel: +233502706430 feel free to call…

Best regards,
John Thomas

ModsHacksNCracks · 8. November 2022, 17:21

Dear, Matthew Wang

Thank you for your prompt response towards the execution of this mutual business transaction. Like I said earlier, that this business is purely based on trust and is 100% risk free business. Hence to say, it shall be legally procured in order to avoid any kind of failure. Therefore, I will not like anything to tarnish your image whatsoever on the cause of this business transaction.

Below are the required details to complete the execution of this business transaction. Completing the transaction should follow the immediate release approval of the fund in your name as the depositor/beneficiary.

I therefore, advise you without delay to complete the down below application and fill correctly your banking details. Thereafter send it to the National Investment Bank (NIB) Ghana head office below for the transfer approval in your name.

Re-copy, Fill correctly your bank information and send directly to the bank where the fund was kept through their email address stated below.

To The Desk of: National Investment Bank (NIB),
P. O. Box GP 3726, Accra.
Digital Address: GA-141-9650 Street Name: 40 Agbobloshie Rd, Accra, Ghana
Office:+233-302 428-900
Fax: +233-302 661-771
Email: [email protected]

Dear Mr. Ernest Mawuli Agbesi,

I am an escrow call account owner in your National Investment Bank (NIB),with down below information as contained in your record account file:

Account name: Matthew Wang
Escrow Account#: 0010101667.
Amount Deposited: US$14.5M (fourteen million five hundred thousand dollars Only)
Sir, I wish to close and transfer my funds to my account in my country.

My bank particulars are as follows:
Bank Name:
Bank Address:
Account Number:
Swift/Routing Code:
Beneficiary Name:

I will be delighted if my request is favorably considered, as it has been my pleasure doing business with your bank.

Name: Matthew Wang
Address: 228 Park Ave S, New York, NY, 10003, USA

Email: [email protected]
Telephone: Tel+1 (604) 373-6777

Thank you for your kind cooperation

Yours faithfully,

Matthew Wang,

ModsHacksNCracks · 8. November 2022, 17:25

A search for the P.O. Box address uncovered the following site:
https://nibghana.rf.gd (hosted on InfinityFree, scam)
The physical address is of the real Ghana Investment Bank.
https://www.nib-ghana.com (real site)

ModsHacksNCracks · 8. November 2022, 17:38

NATIONAL INVESTMENT BANK (NIB),
37 KOKOMELEMELE AVE., ACCRA,GHANA, .
OFFICE:233-237558177
FAX: +233-24-474-9831
EMAIL: [email protected]

NAME: MATTHEW WANG
ADDRESS: 228 PARK AVE S, NEW YORK, NY, 10003, USA
EMAIL: [email protected]
TELEPHONE: TEL+1 (604) 373-6777

YOUR REQUEST FOR FUNDS TRANSFER RECEIVED IN OUR HEAD OFFICE IS HEREBY
ACKNOWLEDGED,

HOWEVER, IN LINE WITH THE BANK OF GHANA AND ALLIED MATTERS ACT, ACT 406
OF 2002, SECTION 14, SUBSECTIONS (I), (II) AND (III) AS IT CONCERNS
DEPOSITS OF THIS NATURE AND ITS WITHDRAWALS, YOU ARE REQUIRED TO
RE-CONFIRM YOUR BANKING AND OTHER VITAL INFORMATION AS STATED IN THE
ATTACHED FUNDS TRANSFER FORM.’

NOTE! COMPLETE THE ATTACHED FUNDS TRANSFER FORM CAREFULLY IN BLOCK
LETTERS AND RETURN IT TO US IMMEDIATELY TO ENABLE US VERIFY AND
AUTHENTICATE YOUR CLAIMS.

AS SOON AS WE RECEIVE THE COMPLETED FORM FROM YOU, THE PROCESS OF
TRANSFERRING THE FUNDS TO YOUR NOMINATED BANK ACCOUNT WOULD BE ACTIVATED
WITHOUT DELAY.

YOURS FAITHFULLY,
MR. ERNEST MAWULI AGBESI,
FOREIGN REMITTANCE DEPARTMENT.’

DISCLAIMER:
THE INFORMATION CONTAINED AND TRANSMITTED BY THIS E-MAIL IS PROPRIETARY
TO NATIONAL INVESTMENT BANK (NIB), AND/OR ITS CUSTOMER AND IS INTENDED
FOR USE ONLY BY THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED, AND
MAY CONTAIN INFORMATION THAT IS PRIVILEGED, CONFIDENTIAL OR EXEMPTED
FROM DISCLOSURE UNDER APPLICABLE LAW. IF THIS IS A FORWARDED MESSAGE,
THE CONTENT OF THIS E-MAIL MAY NOT HAVE BEEN SENT WITH THE AUTHORITY OF
THE NATIONAL INVESTMENT BANK (NIB), SHALL NOT BE LIABLE FOR ANY MAILS
SENT WITHOUT DUE AUTHORIZATION OR THROUGH UNAUTHORIZED ACCESS. IF YOU
ARE NOT THE INTENDED RECIPIENT, AN AGENT OF THE INTENDED RECIPIENT OR A
PERSON RESPONSIBLE FOR DELIVERING THE INFORMATION TO THE NAMED
RECIPIENT, YOU ARE NOTIFIED THAT ANY USE, DISTRIBUTION, TRANSMISSION,
PRINTING, COPYING OR DISSEMINATION OF THIS INFORMATION IN ANY WAY OR IN
ANY MANNER IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS
COMMUNICATION IN ERROR, PLEASE DELETE THIS MAIL AND NOTIFY US
IMMEDIATELY.

Strangely, the email came from [email protected] probably just another scam domain.